Ingram Toft

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Unaffordable Lending

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Guarantor Loan

How to know if you have been mis-sold a guarantor loan?

  • The loan was unaffordable  for you
  • You had other financial links with the borrower
  • A top up to a previous loan wasn't properly explained to you
  • You were pressured into becoming a guarantor
  • You didn't properly understand what being a guarantor meant
Click here to file a claim
NO-WIN NO-FEE
PROFESSIONALS YOU CAN TRUST
ACTIONS THAT DELIVER

High-Cost Lender
(HCL)

How to know if you have been mis-sold a guarantor loan?

  • The loan was unaffordable  for you
  • You had other financial links with the borrower
  • A top up to a previous loan wasn't properly explained to you
  • You were pressured into becoming a guarantor
  • You didn't properly understand what being a guarantor meant
Click here to file a claim
NO-WIN NO-FEE
PROFESSIONALS YOU CAN TRUST
ACTIONS THAT DELIVER

Catalogue Credit

How to know if you have been mis-sold a guarantor loan?

  • The loan was unaffordable  for you
  • You had other financial links with the borrower
  • A top up to a previous loan wasn't properly explained to you
  • You were pressured into becoming a guarantor
  • You didn't properly understand what being a guarantor meant
Click here to file a claim
NO-WIN NO-FEE
PROFESSIONALS YOU CAN TRUST
ACTIONS THAT DELIVER

Credit Card

How to know if you have been mis-sold a guarantor loan?

  • The loan was unaffordable  for you
  • You had other financial links with the borrower
  • A top up to a previous loan wasn't properly explained to you
  • You were pressured into becoming a guarantor
  • You didn't properly understand what being a guarantor meant
Click here to file a claim
NO-WIN NO-FEE
PROFESSIONALS YOU CAN TRUST
ACTIONS THAT DELIVER

Doorstep Lending

What is an “unaffordable” doorstep loan?

The regulator says that a loan is unaffordable if you couldn’t make the repayments without borrowing again. This could be borrowing from the same lender, from someone else, getting deeper into your overdraft or by not paying a bill such as a utility bill.
So even if you always paid your Provident loan on time, it could still have been unaffordable.

If the lender should have realised the loan was unaffordable they shouldn’t have given it to you – that was irresponsible lending and you should get a refund back of the interest you paid
Click here to file a claim
NO-WIN NO-FEE
PROFESSIONALS YOU CAN TRUST
ACTIONS THAT DELIVER

Encrypt

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Notify

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Target

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