Packaged Bank Accounts

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Packaged Bank Accounts

We specialise in financial irregularity claims which includes mis-sold Packaged Bank Accounts.
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*Please note that you may make a claim directly to your Lender and/or the Financial Ombudsman Service without using the services of our firm and without incurring any fees.

If you have ever paid a monthly bank fee, you may be owed thousands of pounds. A lot of people have been sold packaged bank accounts yet they have no use for them.

Customers with packaged bank accounts, such as Halifax Ultimate Reward Current Account, pay a certain fee and are offered a range of ‘inclusive’ benefits such as travel insurance, mobile phone insurance and breakdown cover. Many of these customers have paid for services they do not want and simply do not need.

The good news is that you may be entitled to re-claim your money from your bank plus 8% interest.

How do I know if I was mis-sold? Here are ten examples and see if any one of the following applies to you:
  1. I was told I had to sign up for the packaged bank account in order to obtain or make changes to another financial product such as a mortgage, loan or overdraft.
  2. I was given a packaged bank account without my knowledge.
  3. I was not provided with a full explanation of the packaged bank account or told about the full costs.
  4. I was told that I would not be eligible for a fee-free account unless I have a packaged bank account.
  5. I was told I could claim against the insurance policies when I could not.
  6. I was told that my account was being upgraded but it was not explained to me that it was a packaged bank account and there was a cost to upgrade.
  7. I was not asked if I had any pre-existing conditions that may have stopped me from claiming against the insurance policy.
  8. I was not told that I had to register certain items for them to be covered under the insurance policy.
  9. I was not told about an increase in the monthly fee on the packaged bank account.
  10. I was told that I had to keep the packaged bank account when I tried to cancel the account.
Examples of packaged bank accounts are listed below:
If you have ever paid a monthly bank fee, you may be owed thousands of pounds. A lot of people have been sold packaged bank accounts, yet they have no use for them.

Customers with packaged bank accounts, such as Halifax Ultimate Reward Current Account, pay a certain fee and are offered a range of ‘inclusive’ benefits such as travel insurance, mobile phone insurance and breakdown cover. Many of these customers have paid for services they do not want and simply do not need.

The good news is that you may be entitled to re-claim your money from your bank plus 8% interest.

How do I know if I was mis-sold? Here are ten examples and see if any one of the following applies to you:
  1. I was told I had to sign up for the packaged bank account in order to obtain or make changes to another financial product such as a mortgage, loan or overdraft.
  2. I was given a packaged bank account without my knowledge.
  3. I was not provided with a full explanation of the packaged bank account or told about the full costs.
  4. I was told that I would not be eligible for a fee-free account unless I have a packaged bank account.
  5. I was told I could claim against the insurance policies when I could not.
  6. I was told that my account was being upgraded but it was not explained to me that it was a packaged bank account and there was a cost to upgrade.
  7. I was not asked if I had any pre-existing conditions that may have stopped me from claiming against the insurance policy.
  8. I was not told that I had to register certain items for them to be covered under the insurance policy.
  9. I was not told about an increase in the monthly fee on the packaged bank account.
  10. I was told that I had to keep the packaged bank account when I tried to cancel the account.
Examples of packaged bank accounts are listed below:
  • Barclays Additions
  • Barclays Additions Active
  • Barclays Additions Plus
  • Barclays Current Account Plus
  • Barclays Home Pack
  • Barclays Tech Pack
  • Barclays Travel Pack
  • Barclays Travel Pack Plus
  • Barclays Premier
  • HSBC Passport
  • HSBC Bank Account Pay Monthly
  • HSBC Premier Account
  • RBS Select Silver Account
  • RBS Select Platinum Account
  • RBS Royalties Gold
  • RBS Black Account
  • RBS uFirst
  • RBS uFirstGold
  • Lloyds TSB Select Account
  • Lloyds TSB Silver Account
  • Lloyds TSB Gold Account
  • Lloyds TSB Platinum Account
  • Lloyds TSB Premier Account
  • Santander Premier 50
  • Santander Reward Account
  • Co-op Privilege Current Account
  • Co opPrivilege Premier Current Account
  • 1st Account with First Directory
  • Halifax Ultimate Reward Current Account
  • Nat West Select Silver Account
  • Nat West Select Platinum Account
  • Nat West Advantage Gold
  • Nat West Black Account
  • Yorkshire Bank Signature Current Account

  • Barclays Additions
  • Barclays Additions Active
  • Barclays Additions Plus
  • Barclays Current Account Plus
  • Barclays Home Pack
  • Barclays Tech Pack
  • Barclays Travel Pack
  • Barclays Travel Pack Plus
  • Barclays Premier
  • HSBC Passport
  • HSBC Bank Account Pay Monthly
  • HSBC Premier Account
  • RBS Select Silver Account
  • RBS Select Platinum Account
  • RBS Royalties Gold
  • RBS Black Account
  • RBS uFirst
  • RBS uFirstGold
  • Lloyds TSB Select Account
  • Lloyds TSB Silver Account
  • Lloyds TSB Gold Account
  • Lloyds TSB Platinum Account
  • Lloyds TSB Premier Account
  • Santander Premier 50
  • Santander Reward Account
  • Co-op Privilege Current Account
  • Co opPrivilege Premier Current Account
  • 1st Account with First Directory
  • Halifax Ultimate Reward Current Account
  • Nat West Select Silver Account
  • Nat West Select Platinum Account
  • Nat West Advantage Gold
  • Nat West Black Account
  • Yorkshire Bank Signature Current Account

If you have been mis-sold a packaged bank account, you may be entitled for a refund. For an assessment of your case, call us today or fill out and submit the form now.

Our Fees

• INGRAM TOFT will take 25% + VAT* (at the prevailing rate) of the amount that you receive, whether this is paid to you or off your agreement.
• No win, no fee basis. If we do not recover you anything, you do not have to pay us!

Our Fees

•  INGRAM TOFT will take 25% + VAT* (at the prevailing rate) of the amount that you receive, whether this is paid to you or off your agreement.
• No win, no fee basis. If we do not recover anything for you, you do not have to pay us!

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No win, No Fee

If we do not recover anything for you, you don't have to pay us!
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